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MOTORCYCLE INSURANCE DISCOUNTS

Motorcycle Insurance and ATV/Off-Road Insurance Discounts

The information on this page is intended to be advertising statements, and is not an offer or promise of insurance coverage, nor should this information be relied on when determining the actual terms, conditions, and exclusions that apply to a specific insurance policy.


Rider Insurance offers the following discounts:

Multi Bike Discount:
A 10% discount applies to all policyholders who have more than one covered vehicle on their policy at the same time.

Transfer Discount:
A 10% discount is offered on all non-sport bikes transferring coverage from another insurance company to Rider with no more than a 30-day lapse in coverage.

Preferred Operator Discount:
A 25% discount is offered to any applicant, age 26 and over with a clean driving record, who is insuring a non-sport / non-high performance motorcycle, 576cc and over, for the Quality-Plus Package. A clean driving record is now defined as no moving violations that carry motor vehicle points and are not drug or alcohol related and no at fault accidents in the past three years. 

***Rider now offers Accident and Ticket Forgiveness for a minor violation or accident. We will forgive 1 two point violation or 1 at fault accident with a payout of less than $2000.

Sport Bike Safe Driver Discount:
A 15% discount is offered to any applicant, age 35 and over with a clean driving record, who is insuring a sport / high performance motorcycle, 576cc and over with the Quality-Plus Package. A clean driving record is now defined as no moving violations that carry motor vehicle points and are not drug or alcohol related and no at fault accidents in the past three years.

Rider now offers Accident and Ticket Forgiveness for a minor violation or accident. We will forgive 1 two point violation or 1 at fault accident with a payout of less than $2000.